About CVV2 Codes

A CVV2 (Card Verification Value 2) code is a security feature of your credit card. It is an extra 3 or 4 digit number printed, but not raised, on the back of your card.On American Express cards it is located on the front of the card. (see below)  By verifying the CVV2 code of your card, we can be sure you have the card in front of you. This along with address (and zip code) verification (AVS) is used to prevent fraud. To provide extra security, merchants do not store the CVV2 code. Additionally, we provide a secure connection that encrypts your card information before it is transmitted to us over the Internet. The credit card companies require this code be provided to us on each sale for your protection against fraud.

If you cannot find the code on your credit card as shown below, please contact your bank or credit card company for assistance. If you are still unsuccessful, please call us at 1-866-684-9990 or 1-352-591-1300 to have your credit card processed manually.

Finding the CVV2 Code on Your Credit Card

Visa, MasterCard & Discover

The CVV2 code is 3 digits printed on Visa, MasterCard, and Discover cards in the signature panel on the back of the card. It is the last 3 digits AFTER the credit card number. Sometimes only the last 4 digits of your credit card number will be printed before the CVV2 code instead of the entire credit card number.

 

For American Express Card Holders

For your safety and security, we require that you enter your card’s verification number. The American Express verification number is a small 4-digit number printed on the front of your card on the right hand side.

 

 

More Information

In addition to your credit card number, the magnetic strip on the back of your card contains an extra number. Visa calls is a Card Verification Value (CVV) and Mastercard calls it Card Validation Code (CVC). When you swipe your credit card in a store, this code is verified during the authorization. The code is never printed or stored, thus making it more secure.

The problem is that when you use your credit card online or on the phone, this extra validation step cannot be performed since your card is not swiped. To help prevent fraud in these situations, CVV2 and CVC2 were developed.

All Visa cards were required to have CVV2 by January 1, 2001.
All MasterCard cards were required to have CVC2 by January 1, 1997.
All Discover and American Express cards should also have a CVV2 code.

At first, the entire credit card number followed by the CVV2 code was printed on the signature panel of the cards. All the numbers got in the way of signing the card, so newer cards only print the last 4 digits of the card number followed by the CVV2 code.